Your free Annual Credit Report

Your credit reports matter.

  • Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application.
  • Reviewing credit reports helps you catch signs of identity theft early.

Request your free credit reports

FREE Credit Reports. Federal law allows you to:

  • Get a free copy of your credit report every 12 months from each credit reporting company.
  • Ensure that the information on all of your credit reports is correct and up to date.

Remember these tips:

Try to have credit account info handy before logging on. For security purposes, you will be asked to verify information that can include anything from existing loans to prior addresses. If you have your last credit report available, that’s ideal.

Get a report from all three repositories. They are Experian, Equifax, and Transunion.

As soon as you’ve accessed each of the reports, print or save a copy. If you close the window with the report open, you’ll have to wait one year to return to that bureau’s report.

Review your reports carefully. If you find errors, please give me a call. We can talk about the potential impacts—good and bad—of credit disputes.

You may purchase your “credit score” as an option. If you opt for this, keep in mind these scores can differ from those typically used by creditors.

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Mike McNamara

Mike McNamara

A Las Vegas Realtor since 2008. Mike has a wide range of knowledge around all things Las Vegas.

Las Vegas NV Weather
June 7, 2023, 5:33 am

9 mph
real feel: 66°F
humidity: 25%
wind speed: 9 mph S
UV-Index: 0
sunrise: 5:23 am
sunset: 7:55 pm
Forecast June 7, 2023

wind speed: 7 mph S
max. UV-Index: 12

Partly cloudy
wind speed: 7 mph WNW
max. UV-Index: 12
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